Contrasting of 360 Finance Inc. (QFIN) and Qiwi plc (NASDAQ:QIWI)

As Credit Services businesses, 360 Finance Inc. (NASDAQ:QFIN) and Qiwi plc (NASDAQ:QIWI), are affected by compare. This especially applies to their risk, analyst recommendations, profitability, dividends, institutional ownership, earnings and valuation.

Valuation and Earnings

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
360 Finance Inc. 9 0.00 40.47M -1.17 0.00
Qiwi plc 19 2175.09 25.85M 1.02 21.65

Table 1 shows top-line revenue, earnings per share and valuation of the two companies.

Profitability

Table 2 hightlights the net margins, return on assets and return on equity of the two companies.

Net Margins Return on Equity Return on Assets
360 Finance Inc. 456,257,046.22% -59.4% -17.1%
Qiwi plc 136,627,906.98% 15.8% 6.4%

Liquidity

360 Finance Inc. has a Current Ratio of 2.1 and a Quick Ratio of 2.1. Competitively, Qiwi plc’s Current Ratio is 1.3 and has 1.3 Quick Ratio. 360 Finance Inc.’s better ability to pay short and long-term obligations than Qiwi plc.

Analyst Ratings

In next table is delivered 360 Finance Inc. and Qiwi plc’s ratings and recommendations.

Sell Ratings Hold Ratings Buy Ratings Rating Score
360 Finance Inc. 0 0 0 0.00
Qiwi plc 0 0 2 3.00

Qiwi plc on the other hand boasts of a $27.4 average price target and a 39.58% potential upside.

Insider and Institutional Ownership

Institutional investors held 1.1% of 360 Finance Inc. shares and 82.8% of Qiwi plc shares. Comparatively, insiders own roughly 0.73% of Qiwi plc’s shares.

Performance

In this table we show the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

Performance (W) Performance (M) Performance (Q) Performance (HY) Performance (Y) Performance (YTD)
360 Finance Inc. -5.95% -6.77% -45.7% -14.83% 0% -30.74%
Qiwi plc 7.17% 12.55% 60.36% 39.76% 39.14% 55.37%

For the past year 360 Finance Inc. had bearish trend while Qiwi plc had bullish trend.

Summary

Qiwi plc beats on 8 of the 12 factors 360 Finance Inc.

Qiwi plc, together with its subsidiaries, operates electronic online payment systems primarily in the Russian Federation, Kazakhstan, Moldova, Belarus, Romania, the United Arab Emirates, and internationally. The company provides payment services across physical, online, and mobile channels through a network of approximately 113,000 kiosks and 49,000 terminals that run its proprietary software. It also provides Visa Qiwi Wallet and Qiwi Wallet, which are online and mobile payment processing, and money transfer systems that allow accountholders to pay for the products and services of merchants, as well as perform peer-to-peer money transfers through a virtual wallet in the online and mobile environment; and Visa-branded prepaid cards. In addition, the company offers payment-by installments card systems under the SOVEST brand name; and value added products and services. Qiwi plc was incorporated in 2007 and is based in Nicosia, Cyprus.

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